What Is Talent Finance?

Talent finance refers to the development and use of public and private instruments for aligning investments in talent development and in managing related downside employment and income risks.

In other words...

Talent Finance explores a new public-private approach to investing in people and skills that keep pace with innovation and advance economic opportunity, inclusion, and competitiveness.

9 Guiding Principles

for Talent Finance Innovation

Public & Private

Public and private sectors work together to identify gaps in funding, opportunity, and the people who are missing out because of those gaps.

Shared Value & Risk

Employers, academic institutions, learners, workers, government, and other stakeholders share in the investment benefits and management of downside risks of talent development, reskilling, and employment.

Expands Choice

Treat all types of talent investments similarly across any type of education, training, or credentialing to public and private entities.

Affordable & Fair

Talent development and risk management should be affordable and fair.

Data-Driven & Outcomes-Based

Talent financing products use evidence and outcomes to guide investment and manage/mitigate risk.

Transparent & Accountable

Provide information to the public on investments, returns, and risks.

Empowers Workers

Provide workers with accurate information, affordable and fair financing options, and tools to make their own decisions about investments and/or risks.


Innovations are open and accessible to all learners and working populations across all job classifications.


Innovations support more choices and affordable pathways for low-income and underrepresented populations in ways that close the equity and opportunity gaps.